Preplanning your funeral services is a loving, caring gift to your family. By preplanning, you can spare your family the added stress of making many decisions at an already difficult time.
At Airsman - Hires Funeral Homes, we invite the opportunity to talk with you and answer any questions you may have about prearranging or prefunding funeral services for you or your loved ones. Our commitment is to answer any question you may have, with no pressure to proceed any further than you wish. Many people begin simply by asking questions, some record their vital information and selections of service types and merchandise to be kept in a file at the funeral home. This information saves their family from having to think or search at the time when the information will be needed for death certificates or obituaries. Some folks include in their files the names and addresses of friends they would like to have notified and some of the copies of music that they have chosen which may be difficult to locate. Whatever the need, we are happy to assist you and your family in making a difficult time just a bit easier.
Prefunding your funeral service is a growing trend among those who wish to relieve their families of the financial strain that may be placed upon them when a death occurs.
Among the advantages of prefunding are the following:
- Your family can have the assurance of knowing that you have selected and paid for the type of funeral services and merchandise (casket and outer burial container) in advance of the need. They can walk into the funeral home at the time of need and bring with them no money. It is already cared for.
- You can set aside the money for your funeral expenses in a way that would protect it should you ever need Medicaid assistance for nursing home or other care. Many families have had extensive medical bills near the end of a life that have used up assets. Prepayment assures your family the type of funeral service you have deemed appropriate.
- Payment plans are available, some of which also provide the inflation proof guarantee. Under some circumstances, if the death occurs before the funeral plan is completed, the balance will be forgiven.
- Prepayment does NOT lock you into the funeral home where the arrangements have been made and paid for. Monies paid to a funeral home are placed in your name in such a way that they are transferable to another funeral home should you move or choose to use another facility.
Some forms of prepayment can afford your family extra benefits such as:
- Additional money paid to your family or estate if your death occurs as the result of an accident as defined by the laws in the state of Illinois.
- Funerals paid for anywhere in the United States, at no additional charge and without affecting your funded prearrangement in the event that one of your children, grandchildren or great-grandchildren should die while under the age of 21 years and still unmarried. Some restrictions do apply.
Prefunding your funeral could save you much expense if you will need to be applying for Public Aid for assistance with medical care costs. Many families have found that timing is very important where this matter is concerned.
Again, please feel free to call the funeral home, email us at ahfh@airsman-hires.com or fill out an online information form of request for further information.
